This API create a Lock Event Container, this will allow the loan to record any lock events such as Pricing, Lock, etc. This request will be successful even if the lock already exists.
POST /rest/v1/lp-ppe-api/price-quote/lockWithScenario
Authorization |
Bearer {{accessToken}}
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{
"priceQuoteId": "{{priceQuoteId}}",
"search": {{search}},
"lineResult": {{lineResult}},
"exportAndLock": false
} | |
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curl --location -g '{{protocol}}{{domain}}/rest/v1/lp-ppe-api/price-quote/lockWithScenario' \ --header 'Authorization: {{token}}' \ --data-raw '{ "priceQuoteId": "6464004dddf71b779d3c6c39", "search": { "id": "64640063ddf71b779d3c6deb", "titleVendorQuestions": [], "useExternalFees": true, "showTitleQuestion": true, "debugLevel": "WARNING", "loanAmountCriteria": [], "termsCriteria": [ 30 ], "termsInMonths": false, "loanPurposeCriteria": [ "Purchase" ], "loanTypeCriteria": [ "Fixed" ], "varLoanTypeCriteria": [], "titleVendors": [], "name": "230508642", "criteria": { "id": "64640063ddf71b779d3c6dec", "purchasePrice": 340000, "loanAmount": 240000.00000000003, "rehabBudget": 0, "totalLoanAmount": 0, "computeApr": true, "totalLoanAmountByMortgageType": {}, "totalLoanAmountByFHALoanType": {}, "subordinateLoanAmount": 240000, "pmiType": "None", "monthlyIncome": "1.00", "monthlyDebt": "0.00", "dutyToServe": false, "lineAmount": 0, "drawAmount": 0, "constructionDrawAmount": 0, "renovationCost": 0, "cashoutAmount": 0, "appraisedValue": 500000, "isFirstLienSame": "", "monthlyReserve": 0, "employeeLoan": "", "dscr": 0, "docType": "FullDoc", "closedEnd": false, "balloon": false, "rural": false, "firstTimeHomeBuyer": false, "selfEmployed": false, "nonWarrantableProject": false, "renovationLoan": false, "interestOnly": false, "communitySecond": false, "numberOfCoBorrower": 1, "numberOfBorrower": 1, "loanYear": 30, "loanPurpose": "Purchase", "loanType": "Fixed", "paymentInterestType": "FullPITI", "helocCriteria": { "applyLineAmount": false }, "percentageFeeCriteria": { "fundingFeeFinancedType": "YES", "fundingFeeWaived": false }, "mortgageTypes": [ "Conventional" ], "affordableHousingTypes": [ "None" ], "mortgageLimitMapByYear": {}, "highBalanceCountyMappedByYear": {}, "mortgageLimit": "Conforming", "fhaMortgageLimit": 625500, "propertyUse": "PrimaryResidence", "ownProperties": 0, "veteranType": "Active_Or_Veteran", "vaUsageType": "First_Use", "ufmipFinanced": "NO", "fundingFeeFinanced": "NO", "propertyValuationType": "Full_Appraisal", "calculatedfeeAmount": 0, "calculatedFeeByMortgageType": {}, "calculatedFeeByFHALoanType": {}, "affinityCode": "", "affinityCodes": [], "specialMortgageOptions": [], "inclusive": false, "varaiableLoanTypes": [], "fico": 777, "cemaIndicator": false, "downPaymentAmount": 0, "compensationType": "LenderCompPlan", "studentLoanIndicator": false, "appraisalConditionAsIs": true, "totalLoanAmountByVaType": {}, "normalHelocBehavior": true, "payoffStatusIndicatorFirstLien": false, "payoffStatusIndicatorSecondLien": false, "existingFirstLien": true, "subordinate": true, "assumption": false, "assumptionRate": 0, "dti": 0, "escrowWaiver": false, "lenderFeeWaiver": false, "ltv": 0.7058823529411765, "cltv": 1.411764705882353, "highBalanceCounty": false, "hcltvDrawAmount": 1.41176, "hcltvLineAmount": 1.41176, "loanDownPayement": 0, "loanDownPayment": 0, "valueOfCollateral": 340000, "clientDti": 0, "guranteeFeeFinanced": "YES", "lienPriorityType": "FirstLien", "incomeAmiRatio": 1.2257405515832482E-4, "ami": 97900 }, "property": { "id": "64640063ddf71b779d3c6ded", "creationDate": "2023-05-16T22:14:59Z", "modifiedDate": "2023-05-16T22:14:59Z", "address": { "censustract": "06037", "street": "10655 Birch St", "streetCont": "", "city": "Claremont", "zip": "91711", "zipExt": "", "state": "CA", "province": "", "county": "06037", "countyName": "Los Angeles", "country": "US", "countyFips": "", "stateFips": "" }, "propertyType": "SingleFamily", "attachmentType": "Attached", "numberOfUnit": 1, "bedrooms": 0, "bathrooms": 0, "finishedSqFt": 0, "lotSizeSqFt": 0, "lotSizeAcre": 0, "yearBuilt": 0, "mls": "", "totalRooms": 0, "propertyDescription": "", "price": 0, "priceDate": "", "hoa": 0, "taxAssessment": 0, "taxAssessmentYear": "", "propertyTaxPercent": 0, "propertyTaxYear": "", "lastSoldPrice": 0, "lastSoldDate": "", "jsonImages": [], "links": [], "forSale": false, "features": [], "constructions": [], "facts": [] }, "brokerCriteria": { "id": "64640063ddf71b779d3c6dee", "creationDate": "2023-05-16T22:14:59Z", "modifiedDate": "2023-05-16T22:14:59Z", "searchContext": {}, "scriptWeight": 100, "overrideExistingComplan": false, "qmFilterLimit": 3, "lockGroups": [], "pointsFinancedDollarAmount": 0, "adjCodeToExclude": [], "adjNameToExclude": [], "rateTypes": [], "subRateTypes": [], "qmTypes": [], "view": "LenderPaid", "businessSourceType": "BST_NA", "feeServicerList": [], "adjustments": [], "rangeComplan": { "@class": "com.cre8techlabs.entity.range.DoubleRangeGeLe" }, "sortStrategy": "APR", "priceBucketList": [], "resultPerBucket": 1, "executionType": "BestEfforts", "dayLocks": 30, "dayLocksList": [ 15, 30, 45, 60 ], "ausList": [], "ausIndicator": "", "closingCostRange": { "@class": "com.cre8techlabs.entity.broker.BrokerCriteria$RangeClosingCost", "closestToPar": false, "infinite": true }, "displayConventionalRate": false }, "accessCriteria": { "id": "64640063ddf71b779d3c6def", "marketPlaceSearch": false, "dataLog": true, "companyIds": [], "companyMap": {}, "ratePeriodMap": {}, "overrideNode": 25, "fieldsToRemove": [] }, "miCriteria": { "amortizationType": "FullyAmmortized", "loanType": "Fixed", "duLpDecision": "DU_Approve_Eligible", "buyDownPercent": "None", "originationChannel": "Retail", "renewalType": "Constant", "paymentPlan": "EZMonthly", "paymentType": "Monthly", "monthlyPlanRefundable": false, "singlePlanRefundable": false, "borrowerNonTraditionalCredit": false, "coBorrowerNonTraditionalCredit": false, "borrowerSelfEmployed": false, "coBorrowerSelfEmployed": false, "needCoBorrower": false, "initialPremiumAtClosing": "Deferred", "rateQuoteAllProductIndicator": false, "rateQuoteProductComparisonIndicator": false, "miPremiumFinancedIndicator": false, "premiumRatePlanType": "Level", "useDefaultEstimatedMi": true, "numberOfDeferredPayments": 0 }, "dynamicPropertiesMap": { "GLOBAL_leadSource": { "fieldId": "GLOBAL_leadSource", "value": "Null", "init": false }, "COMPANY_CXSD_CHANNEL": { "fieldId": "Correspondent", "value": "Correspondent" }, "COMPANY_Construction_Method_Type": { "fieldId": "COMPANY_Construction_Method_Type", "init": false }, "Citizenship": { "fieldId": "Citizenship", "value": "US Citizen" }, "Tradelines": { "fieldId": "Tradelines" }, "BankruptcyChapter": { "fieldId": "BankruptcyChapter" }, "COMPANY_TPO_X90": { "fieldId": "COMPANY_TPO_X90" }, "COMPANY_LOAN_TYPES": { "fieldId": "COMPANY_LOAN_TYPES", "value": "EXP&NP" }, "GLOBAL_Additional_Property_Type": { "fieldId": "GLOBAL_Additional_Property_Type", "value": "" }, "IncomeDocType": { "fieldId": "IncomeDocType", "value": "Full Doc - 12M" }, "GLOBAL_RESERVES": { "fieldId": "GLOBAL_RESERVES", "value": "Reserve_none" }, "Lateinlast12months": { "fieldId": "Lateinlast12months" }, "Lateinlast24months": { "fieldId": "Lateinlast24months" }, "Global_FORECLOSURES": { "fieldId": "Global_FORECLOSURES" }, "GLOBAL_MODIFICATIONS": { "fieldId": "GLOBAL_MODIFICATIONS" }, "Global_DEEDINLIEU": { "fieldId": "Global_DEEDINLIEU" }, "Global_SHORTSALES": { "fieldId": "Global_SHORTSALES" }, "GLOBAL_Forbearances": { "fieldId": "GLOBAL_Forbearances" } }, "rateGridIds": [], "rateProgramIds": [], "ratePeriodIds": [], "investors": [], "investorIds": [], "test": false, "skipAdjustments": false, "filter": { "programNames": [], "productCode": [], "getRateGridFilterReason": false }, "globalGroupAdjustmentMap": {}, "showDisqualify": true, "showDisqualifyRules": true, "sortAscPoints": true, "showUnmatchCompPlan": true, "feeCriteria": {}, "closingCost": { "total": 758, "closingCostGroup": [], "settlementCost": { "origination": { "othersLabel": "Fee", "others": 0, "underwritingLabel": "Underwriting", "underwriting": 0, "administrationLabel": "Administration Fee", "lenderCreditLabel": "Lender Credit", "total": 0 }, "titleService": { "overrideTitle": false, "titleInsuranceLabel": "Title Insurance Cost", "borrowerTitlePaidPercentLabel": "Borrower Title Insurance Percent", "borrowerTitlePaidPercent": 0.5, "overrideEscrow": false, "escrowCostLabel": "Escrow Cost", "borrowerEscrowPaidPercentLabel": "Borrower Escrow Cost Percent", "borrowerEscrowPaidPercent": 0.5, "notarySignLabel": "Notary Sign", "notarySign": 145, "total": 145 }, "thirdPartyServices": { "appraisalLabel": "Appraisal", "appraisal": 500, "taxServiceLabel": "Tax Service", "taxService": 0, "creditReportLabel": "Credit Report", "creditReport": 0, "floodCertificationLabel": "Floor Certification", "floodCertification": 12, "overnightLabel": "Overnight", "overnight": 16, "recordingLabel": "Recording", "recording": 85, "total": 613 }, "closingCostGroup": [], "total": 758 }, "useClosingCost": false, "useCompanyDefaultClosingCost": false, "useErnstCost": false, "directCustomFee": false, "allowErnstQuote": false }, "multiSearchClosingCostList": [], "showInterpolatedPricing": false, "targetInterpolatedPrices": [], "onlyShowTargetPrice": false, "onlyShowTargetRate": false, "showAllDayLocksForInterpolatedRates": false, "rates": [], "rateRange": { "@class": "com.cre8techlabs.entity.range.DoubleRangeLeGt", "null": true }, "maxListingPerRate": -1, "showPayeeDetail": false, "allDayLocks": false, "dayLocksCriteria": [ 30 ], "encounteredUserGroups": {}, "useApplicationDateAsPricingDate": false, "date": null, "companyId": "5e38bbdc56eed04bb82717b9", "rate": null, "userToImpersonate": "6397843e8a1e0e0001928197", "forceGetDayLocks": true }, "lineResult": { "appraisalWaiverIndicator": false, "highBalanceIndicator": false, "borrowerPaidPoints": 2.125, "borrowerPaidAmount": 5100, "sameServiceIndicator": false, "dynamicDataResult": {}, "dti": 1011.85, "hti": 1011.85, "incomeAmiRatio": 1.2257405515832482E-4, "totalOriginationFee": 0, "mortgageType": "Conventional", "loanPurpose": "Purchase", "loanAmount": 240000.00000000003, "term": 30, "termInMonths": false, "dayLock": 30, "baseRates": 3, "adjustedRates": 3, "adjustmentRates": 0, "loanLimitLite": { "mortgageLimit": "Conforming", "mortgageLimitFHA": "Conforming", "conventionnalLoanLimitAmount": 726200, "matchingCountyLoanLimit": 1089300, "countyLoanLimit1Unit": 1089300, "countyLoanLimit2Unit": 1394775, "countyLoanLimit3Unit": 1685850, "countyLoanLimit4Unit": 2095200, "fhaLoanLimit": 1089300 }, "monthlyPayments": [ { "start": 1, "end": 359, "rate": 3, "monthlyPI": -1011.85, "buyDown": 0, "buyDownRate": 0, "totalBuyDown": 0, "totalPrincipal": -238990.9, "totalInterest": 124263.25, "propertyTaxes": 0, "homeOwnerInsurance": 0, "mi": 0, "total": -1011.85 }, { "start": 360, "end": 360, "rate": 3, "monthlyPI": -1011.62, "buyDown": 0, "buyDownRate": 0, "totalBuyDown": 0, "totalPrincipal": -1009.1, "totalInterest": 2.52, "propertyTaxes": 0, "homeOwnerInsurance": 0, "mi": 0, "total": -1011.62 } ], "totalBuyDownAmount": 0, "monthlyPayment": { "start": 0, "end": 0, "rate": 0, "monthlyPI": 1011.85, "buyDown": 0, "buyDownRate": 0, "totalBuyDown": 0, "totalPrincipal": 240000, "totalInterest": 124265.77, "propertyTaxes": 0, "homeOwnerInsurance": 0, "mi": 0, "total": 1011.85 }, "multiSearchKey": -598397337, "multiSearchKeyV2": -598397337, "fico": 777, "dscr": 0, "pointsFinancedDollarAmount": 0, "ltv": 0.70588, "cltv": 1.41176, "hcltvLineAmount": 1.41176, "hcltvDrawAmount": 1.41176, "modLtv": 0, "modCltv": 0, "modHcltv": 0, "modFico": 0, "basePoints": 0.5, "rawBasePoints": 0.5, "adjustedPoints": 2.125, "adjustedPointsBorrowerPaid": 0.5, "adjustmentPoints": 1.625, "adjustmentPointsBorrowerPaid": 0, "rawAdjustmentPoints": 1.625, "rawAdjustmentPointsBorrowerPaid": 0, "armIndexRate": 0, "notRoundedAPR": 3.169, "compPlan": -1.625, "compPlanPercent": -0.01625, "borrowerPaid": 3900, "borrowerPaidDetails": [ { "line": "", "description": "Origination : 2.125 (Points) x $240,000.00 (Loan Amount)", "points": 2.125, "amount": 5100, "type": "Origination", "aprRelated": false, "nbrPayments": 1, "code": null, "name": null, "payeeName": null, "mismoName": null, "additionalDetail": null, "paidTo": null, "borrowDidShopForIndicator": null, "borrowCanShopForIndicator": null, "isDiscount": false, "isOrigination": true, "external": false, "premiumRate": false, "discountedRate": false, "tax": false, "insurance": false } ], "lenderPaid": 3900.0000000000005, "lenderPaidDetails": [ { "line": "", "description": "Origination : 2.125 (Points) x $240,000.00 (Loan Amount)", "points": 2.125, "amount": 5100, "type": "Origination", "aprRelated": false, "nbrPayments": 1, "code": null, "name": null, "payeeName": null, "mismoName": null, "additionalDetail": null, "paidTo": null, "borrowDidShopForIndicator": null, "borrowCanShopForIndicator": null, "isDiscount": false, "isOrigination": true, "external": false, "premiumRate": false, "discountedRate": false, "tax": false, "insurance": false } ], "brokerPaidDetails": [], "otherPaidDetails": [], "libor": 0, "variableLoanDetail": { "amortizedApr": null, "armMargin": null, "amortizedMonthlyPayment": null, "fixedDurationMonths": null, "amortizedDurationMonths": null }, "hideDisqualified": false, "disqualified": false, "interpolated": false, "interpolationTarget": false, "descriptiveAdjustmentProperties": [], "groupAdjustmentProperties": [ { "id": "64640129d8a95d0eb1f23a87", "referenceId": "", "pointBase": false, "type": "RATE", "finalAdjustment": 1.625, "includeZeroValuedAdjustments": false, "adjustments": [ { "referenceId": "", "key": "Comp. Plan", "adjType": "CompPlan", "type": "CompPlan", "valueType": "Points", "includeInInterpolationComp": true, "adj": 1.625, "pmiTypes": [], "qualifiedSpecialOptionFromAdj": [], "qualifiedSpecialOptionFromAdjFilter": [], "tags": [], "triggerServicingGrouping": false, "compPlan": 1.625 } ], "qualifyAdjustments": [], "disqualifyAdjustments": [], "hideDisqualifyAdjustments": [] } ], "groupAdjustmentPropertiesBorrowerPaid": [], "groupRateAdjustmentProperties": [], "groupAdjustmentPropertiesBPMI": [], "holdBackResult": { "broker": { "conditions": [], "qualifications": [], "disqualifications": [], "hideDisqualifications": [], "adjustments": [], "adjustmentsBDTI": [], "eligible": false, "totalAdjustment": 0, "totalNoteRateAdjustment": 0 }, "lender": { "conditions": [], "qualifications": [], "disqualifications": [], "hideDisqualifications": [], "adjustments": [], "adjustmentsBDTI": [], "eligible": false, "totalAdjustment": 0, "totalNoteRateAdjustment": 0 }, "totalAdjustment": 0, "totalNoteRateAdjustment": 0 }, "apr": 3.1687, "closingCost": { "total": 758, "closingCostGroup": [], "settlementCost": { "origination": { "othersLabel": "Fee", "others": 0, "underwriting": 0, "administration": null, "lenderCredit": null, "total": 0, "underwritingLabel": "Underwriting", "administrationLabel": "Administration Fee", "lenderCreditLabel": "Lender Credit" }, "titleService": { "overrideTitle": false, "titleInsuranceLabel": "Title Insurance Cost", "titleInsurance": null, "borrowerTitlePaidPercentLabel": "Borrower Title Insurance Percent", "borrowerTitlePaidPercent": 0.5, "overrideEscrow": false, "escrowCostLabel": "Escrow Cost", "escrowCost": null, "borrowerEscrowPaidPercentLabel": "Borrower Escrow Cost Percent", "borrowerEscrowPaidPercent": 0.5, "notarySignLabel": "Notary Sign", "notarySign": 145, "total": 145 }, "thirdPartyServices": { "appraisalLabel": "Appraisal", "appraisal": 500, "taxServiceLabel": "Tax Service", "taxService": 0, "creditReportLabel": "Credit Report", "creditReport": 0, "floodCertificationLabel": "Floor Certification", "floodCertification": 12, "overnightLabel": "Overnight", "overnight": 16, "recordingLabel": "Recording", "recording": 85, "total": 613 }, "total": 758, "closingCostGroup": [] }, "useClosingCost": false, "useCompanyDefaultClosingCost": false, "useErnstCost": false, "directCustomFee": false, "allowErnstQuote": false }, "closingCostDetails": [], "finalClosingCost": 5100, "closingCostDetailsBorrowerPaid": [], "finalClosingCostBorrowerPaid": 5100, "compliancesMapByType": {}, "pmiType": "None", "ratePeriod": { "parentRateOrCompanyInvalid": false, "showCompanyName": false, "useInvestorLockPolicy": false, "skipConstructionPeriod": false, "applyParRounding": false, "company": { "id": "5eb1f24e24aa9a0001be78b1", "allowModifiedDate": true, "name": "Denver Company", "shortName": "Denver Company", "guideLines": false, "turnTimes": [], "nmlsId": "23123123", "allowPublicReview": false, "armRoundedFullyIndexedRate": false, "customRateFiles": { "chase_subsidy": "chase_subsidy.csv", "MRC-Corr-10886_xls": "MRC-Corr-10886.xls", "Wholesale Rates": "WhlsRates.pdf", "chase_subsidy half way working_csv": "chase_subsidy half way working.csv", "Amerihome_xlsx": "Amerihome.xlsx", "LP-2645-email-RateSheet_xlsx": "RateSheet.xlsx", "equityprime2_xls": "equityprime2.xls", "AFR-Rates_xlsx": "AFR-Rates.xlsx", "MrCooper_Rates_xlsx": "MrCooper_Rates.xlsx", "Amerihome RateSheet Single sheet_xlsx": "Amerihome RateSheet Single sheet.xlsx", "Amerihome RateSheet_xlsx": "Amerihome RateSheet.xlsx", "LakeviewRatesheet_xlsx": "LakeviewRatesheet.xlsx", "PDF_Rates_pdf": "PDF_Rates.pdf", "Rates_Table_Funded_Plus_xlsx": "B-W5.xls", "stearns_csv": "rate", "Catch All - Subsidy Attribute References_csv": "chase_subsidy_dti.csv", "AmeriHome_xlsx": "Amerihome.xlsx", "basepricing_Denis_2_csv": "basepricing_Denis_2.csv", "basepricing": "basepricing.csv", "RateSheet_pdf": "RateSheet.pdf", "Mini Corr Rates": "B-W4.xls", "First Option Rates_csv": "fannie_mae_rates.csv", "Correspondent Rates": "FAMC_RateSheet_Correspondent.xls" } }, "name": "Rates for Demo Ellie", "validAsOf": "2023-02-08T18:12:13.766Z", "fileKeyForAutoImport": "", "autoImportClz": "", "overrideHoldBack": 0, "id": "63e3e579b1a9c40001f63b22", "rateType": "All", "classType": "RatePeriod", "fees": [], "publish": true, "expired": false, "public": false, "shortName": "Denver Company", "customDisplayLenderName": "" }, "rateProgram": { "id": "63e3e5aeb1a9c40001f6404e", "name": "New Program", "applyParRounding": false }, "rateGrid": { "armFloorRateType": null, "armFloorRateFlatValue": null, "ltvModifierCapRange": null, "ficoModifierCapRange": null, "disqualified": [], "pmiTypes": [], "mortgageTypes": [ "Conventional" ], "mortgageLimits": [ "Conforming" ], "specialtyProduct": null, "loanType": "Fixed", "armMargin": null, "armRoundingFactor": null, "armRoundingStractegy": null, "armCaps": null, "armCeiling": null, "armChangeDates": null, "armLookbackPeriod": null, "specialMortgageOptions": [], "varaiableLoanTypes": [], "libor": null, "liborType": null, "liborMigratedtoLiborType": false, "productCode": null, "loanPlanId": null, "lockGroup": null, "hedgeEnabled": false, "allowedLockGroupChange": [], "maxCompensationDollarAmount": null, "vaLoanType": null, "fhaLoanType": "STANDARD", "agency": null, "terms": [ 30 ], "termsInMonths": false, "mortgageLimitsMatchedWithSearch": [ "Conforming" ], "mortgageLimitYearMatched": 2023, "fhaMortgageLimitToMatch": null, "customFieldMap": {}, "minimumMonthlyPaymentPercentage": null, "minimumMonthlyPaymentAmount": null, "assumption": false, "name": "New Rate Grid", "displayName": "Denver Company Rate Grid 1", "id": "63e3e5b7b1a9c40001f6408d", "closingDays": [ 15, 30, 45, 60 ], "maxCompensation": null, "note": "", "compPlan": null, "adjustmentCap": null, "adjMeta": null, "qmTypes": [ "QM" ], "qualifyingRateSource": null, "yearlyTerm": null, "fixPaymentOption": null, "dueTerms": 0, "amortizationTerms": 0, "interestOnlyMonth": 0, "parallelIO": false, "listOfRateGridSelectedForBlendingWithInfo": {}, "affordableHousingTypes": [ "None" ], "disregardFhaLoanLimit": false, "aus": [ "None" ], "loanPurposes": [ "Purchase", "Refinance", "CashoutRefinance" ] }, "conditionActions": [], "programName": "Denver Company Rate Grid 1", "expired": false, "productName": "1", "apor": 0, "indexRate": 0, "loanFeePercent": {}, "loanFeeAmount": {}, "amortizationSchedule": {}, "annualMiPremiumAmount": 0, "monthlyPaymentAmount": 0, "monthlyTotal": 1011.85, "interestOnlyAmount": 600, "interestPlusFixedPrinciple": 1011.85, "totalLoanAmount": 240000.00000000003, "undiscountedInterestRatePercent": 0, "bonafideAmount": 0, "adjustedPricingExceptionAmount": 0, "adjustedLockExtentionAmount": 0, "cashToCloseAmount": 0, "cashToCloseItems": [], "qualifyingRatePercent": 3, "qualifyingRateDelta": 0, "athenaFees": [], "discountStartedAdjustedRate": 0, "companyName": "Denver Company", "totalGroupAdjustmentPropertiesByAdjType": {}, "totalGroupAdjustmentPropertiesBorrowerPaidByAdjType": {}, "totalGroupRateAdjustmentPropertiesByAdjType": {}, "discountDetail": { "discountRate": null, "discountAmount": null }, "premiumDetail": { "premiumRate": null, "premiumAmount": null }, "startedAdjustedRate": 3.25, "startedAdjustedPrice": -0.375, "undiscountedRate": 3.25, "lenderFeeWaiver": false, "totalGroupAdjustmentPropertiesBorrowerPaid": 0, "totalGroupAdjustmentProperties": 1.625, "totalGroupRateAdjustmentProperties": 0, "mortgageLimitsMatchedWithSearch": [ "Conforming" ], "name": "Denver Company - Denver Company Rate Grid 1", "computedAdjustmentPoints": 97.875, "loanType": "Fixed", "termInfo": "30 Years", "amortType": "", "totalLenderFees": 0, "isInterestOnly": false }, "exportAndLock": false }' | |
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{
"id": "6464004dddf71b779d3c6c39",
"createdBy": "duyld",
"creationDate": "2023-05-16T22:14:37Z",
"modifiedDate": "2023-05-16T22:24:34.175Z",
"allowModifiedDate": true,
"documents": [],
"priceQuoteComments": [],
"loanApplication": {
"mismoVersionId": "2.3.1",
"dataInformation": {
"dataVersion": []
},
"additionalCaseData": {
"fnmSubordinateLienFinancingProviderType": null,
"fnmUsCitizenEmployedAbroadIndicator": null,
"fnmTwelveMonthMortgageRolling30DaysLateCount": null,
"fnmSubordinateLienFinancingProviderTypeOtherDescription": null,
"fnmPropertiesFinancedByLenderCount": null,
"fnmConstructionType": null,
"fnmSecondLienFinancingTypeOtherDescription": null,
"fnmForeignNationalIndicator": null,
"fnmConstructionTypeOtherDescription": null,
"fnmFirstLienFinancingProviderType": null,
"fnmSecondLienFinancingType": null,
"fnmFirstLienFinancingProviderTypeOtherDescription": null,
"mortgageScore": [],
"transmittalData": {
"loanOriginatorId": null,
"concurrentOriginationIndicator": null,
"lenderBranchIdentifier": null,
"concurrentOriginationLenderIndicator": null,
"fnmFirstLienFinancingTypeOtherDescription": null,
"belowMarketSubordinateFinancingIndicator": null,
"rateLockPeriodDays": null,
"currentFirstMortgageHolderType": null,
"fipsCodeIdentifier": null,
"armsLengthIndicator": null,
"propertyEstimatedValueAmount": null,
"commitmentReferenceIdentifier": null,
"investorInstitutionIdentifier": null,
"creditReportAuthorizationIndicator": null,
"rateLockType": null,
"buydownRatePercent": null,
"loanOriginationCompanyId": null,
"propertyAppraisedValueAmount": "500000",
"fnmFirstLienFinancingType": null,
"rateLockRequestedExtensionDays": null,
"investorLoanIdentifier": null,
"lenderRegistrationIdentifier": null,
"caseStateType": null
}
},
"affordableLending": {
"fnmCommunitySecondsRepaymentStructure": null,
"hudMedianIncomeAmount": null,
"freAffordableProgramIdentifier": null,
"fnmCommunityLendingProductName": null,
"fnmCommunitySecondsIndicator": null,
"fnmNeighborsMortgageEligibilityIndicator": null,
"fnmCommunityLendingProductTypeOtherDescription": null,
"fnmCommunityLendingProductType": null,
"hudIncomeLimitAdjustmentFactor": null,
"msaIdentifier": null,
"hudLendingIncomeLimitAmount": null,
"hudIncomeLimitAdjustmentPercent": null
},
"asset": [],
"downPayment": [
{
"type": null,
"sourceDescription": null,
"amount": "100000.0"
}
],
"governmentLoan": {
"fhaLoan": {
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} | |